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0432 359 121
About
About Mortgage By Design
Sasha Gill
Services
Car Loans
Construction Loans
First Home Buyers
Home Loans
Investment Loans
Refinancing
Calculators
Fixed Rate Expiry
Borrowing Capacity
Loan Health Check
Refer a Friend
Book Appointment
0432 359 121
Latest Articles from Mortgage By Design
Featured Articles
19th May 2026
The easiest way to finance a work vehicle
What Cardiff residents need to know about securing a business car loan that works with your cashflow and tax position
18th May 2026
Property Inspection Tips for First Home Buyers
What to look for when inspecting homes in Malanda, and how to spot problems before your home loan settles
18th May 2026
How to Buy a Used Car with a Car Loan in North Lambton
What North Lambton residents need to know about securing vehicle financing for a used car, from application to approval.
18th May 2026
Property Inspection Tips for First Home Buyers
What to look for when you're viewing homes in Waratah, and how to spot the issues that could cost you thousands
Recent Articles
19th May 2026
The easiest way to finance a work vehicle
What Cardiff residents need to know about securing a business car loan that works with your cashflow and tax position
18th May 2026
Property Inspection Tips for First Home Buyers
What to look for when inspecting homes in Malanda, and how to spot problems before your home loan settles
18th May 2026
How to Buy a Used Car with a Car Loan in North Lambton
What North Lambton residents need to know about securing vehicle financing for a used car, from application to approval.
18th May 2026
Property Inspection Tips for First Home Buyers
What to look for when you're viewing homes in Waratah, and how to spot the issues that could cost you thousands
18th May 2026
Construction Loans for Investment Property in Newcastle
How progressive drawdown financing works when you're building a rental property, and what Newcastle investors need to know before they start.
18th May 2026
Can I Get a Home Loan if I'm Self-Employed in Australia?
Self-employed workers in Georgetown can absolutely secure a home loan with the right preparation and documentation to prove income stability.
18th May 2026
The most helpful way to choose your first home loan
What you need to know about finding the right home loan when you're buying your first property in Malanda
18th May 2026
Can Refinancing Your Home Loan Clear Your Debts?
How consolidating debts into your mortgage can reduce monthly repayments and put you back in control of your finances.
18th May 2026
Variable Rate Home Loans and What Actually Changes
Variable rates move with the market, and that affects your repayments. Here's what North Lambton buyers need to know before choosing this loan type.
18th May 2026
When Should I Refinance My Home Loan in Georgetown?
Georgetown homeowners often sit on higher interest rates longer than they need to. Here's when refinancing makes sense and when it doesn't.
18th May 2026
Refinancing to Change Your Loan Terms in Malanda
When your home loan stops working for you, changing the loan structure through refinancing can cut years off your repayments or unlock access to funds you need.
18th May 2026
Fixed, Variable, and Split Loan Options Explained
Three home loan structures that suit different circumstances in Cardiff, depending on your income, deposit size, and how much uncertainty you can tolerate.
18th May 2026
Buying a Townhouse as a First Home Buyer in Newcastle
What you need to know about deposits, government help, and getting your first home loan for a townhouse in Newcastle
18th May 2026
How Much Deposit You Need for a Home Loan in 2025
North Lambton buyers often ask about deposit requirements. Here's what different deposit levels mean for your borrowing, your options, and your upfront costs.
18th May 2026
How Should You Structure Your Investment Loan?
Setting up the right loan structure from day one can save you thousands and make refinancing or portfolio growth much less complicated down the track.
18th May 2026
How to save thousands by refinancing your mortgage
Cardiff homeowners could be paying too much interest. A loan review might uncover thousands in savings and unlock cash for your next move.
18th May 2026
Unlock the secrets to financing a semi-detached home
What Malanda buyers need to know about home loan options, deposit requirements, and structuring finance for semi-detached properties in the Atherton Tablelands.
18th May 2026
Fixed Rate Loans and Extra Repayments: What You Need to Know
Making additional repayments on a fixed home loan comes with restrictions that can cost you thousands if you don't understand the rules.
18th May 2026
Off-the-Plan Investment Loans: What North Lambton Buyers Need to Know
Financing a property that doesn't exist yet brings specific challenges, from valuation gaps to settlement delays that can derail your investment strategy.
18th May 2026
Fixed Rate Investment Loans and Extra Repayments
What happens when you want to pay down your investment property loan faster, and how much it might cost you
18th May 2026
First Home Buyer's Guide to Townhouses in Malanda
What you need to know about deposits, home loan options, and government schemes when buying a townhouse as your first property in the Tablelands.
13th May 2026
How Interest Rates Affect Borrowing Power
Understanding the direct connection between current lending rates and how much you can borrow for your Newcastle home purchase.
13th May 2026
Investment Property Selection in Cardiff NSW
How to pick the right property for rental income, portfolio growth, and long-term wealth building in this Lake Macquarie suburb
13th May 2026
The right way to upgrade your family home
Practical steps to financing a bigger home in Georgetown without overstretching your budget or settling for the wrong loan structure.
13th May 2026
Downsizing Your Home Without Losing Borrowing Power
How North Lambton residents can secure the right home loan when moving to a smaller property later in life.
13th May 2026
First Home Buyer Advice for Malanda Residents
What you need to know about deposits, eligibility, and government support before you apply for your first home loan in Malanda.
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